Warren Buffet's 10 maxims to live by

1. Hard work: leads to profit, talk just leads to poverty
2. Laziness: a sleeping lobster is carried away by the current
3. Earnings: never depend upon a single source of income
4. Spending: if you buy things you don’t need you will soon sell things you do need
5. Savings: don’t save what is left after spending, spend what is left after savings
6. Borrowing: the borrower becomes the lender’s slave
7. Accounting, no use carrying an umbrella if your shoes have a leak
8. Auditing: beware of little expenses a small leak can sink a large ship
9. Risk Taking: never test the depth of a river with both feet
10. Investment: don’t put all your eggs in one basket